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first_imgAddThis Sharing ButtonsShare to FacebookFacebookFacebookShare to TwitterTwitterTwitterShare to EmailEmailEmailShare to RedditRedditRedditShare to MoreAddThisMoreIf something good could come out of the Boston Marathon bombing, James Costello and Krista D’Agostino seem to have found it.Sixteen months after she cared for his injuries in while working as a hospital nurse they got married.About 160 guests watched them tie the knot on Saturday in a wedding donated by local businesses.(VIEW all the photos from TODAY – READ the AP story from Toledo News)Wedding Pic by Prudente PhotographyAddThis Sharing ButtonsShare to FacebookFacebookFacebookShare to TwitterTwitterTwitterShare to EmailEmailEmailShare to RedditRedditRedditShare to MoreAddThisMorelast_img read more

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first_img2nd Paul Butler 33pts3rd Peter Pedder 31pts Division 21st Bill Hewitt 37pts2nd Howard Stanley 32pts3rd D. Scougal 31ptsDivision 31st Chris Reed 36pts2nd M.Fitzgerald 33pts3rd Fred Duffy 33ptsLadies1st Noi E. 36pts2nd Herma F. 34pts3rd Mam Morel 32ptsA group of eight ladies and thirty four men took up the challenge of Bangpakong on Monday with some good scores topping all four divisions.Division 2 winners at Bangpakong, Howard Stanley, Billy Hewitt and Dennis Scougal.Chris Voller recorded the best tally of the day, 39 points, to be a runaway winner in the premier flight by six points.  Bill Hewitt did almost equally as well in division 2 to win by five clear while the third and ladies divisions were won with even par 36-point rounds from Chris Read and Noi E. respectively.Near pin prizes were picked up by Andy Baber, Jean Bruneau, Bill Hewitt, Wilf Latham, William Chang, Jean Morel (2), Rudi Schaefer, Herma (2) and Miss Nut, while Wilf Latham was the only one to convert his into a birdie ‘2’.Wednesday, Jan 12, Mt. Shadow – StablefordDivision 11st Jean Bruneau 32pts2nd Peter Seward 32pts3rd Raivo Velsberg 31ptsDivision 21st William Chang 29pts2nd Bruce Gardner 28pts3rd Jim Connelly25ptsTwenty-seven players were out in just two divisions on Wednesday at always tough Mountain Shadow.   The scores reflected the difficulty of the course as the top return of the day was just 32 points by Jean Bruneau and Peter Seward in the top flight, with Jean have the better of the count-back.William Chang was the winner of the second flight with a remarkably low 29 points, just edging Bruce Gardner into the runner up spot by one point.Near pins went to Andy O’Neill, Peter Seward, Howard Stanley, Geoff Stubbs, Paul Chabot and Jim Connelly, while the 2’s went to Andy O’Neill in division 1 and a rollover to Jim Connelly in division 2.Friday, Jan 14, Eastern Star – StablefordDivision 11st M. Macateer 35pts2nd Jean Bruneau 35pts3rd Chris Voller 35ptsDivision 21st Bryan Rought 34pts2nd Don Head 31pts3rd Cully Monks 30ptsDivision 31st Glyn Evans 32pts2nd Lee Casey 29pts3rd Fred Duffy 29ptsLadies1st Sangworn Blair 36pts2nd Miss Nut 32ptsThe largest group of the week, 43 in total, travelled down to Ban Chang on Friday to play our regular course at Eastern Star.The scores were not so great today with only one player able to equal par and that golfer was Sangworn Blair who scored a four point victory over the field in the Ladies division.The next closest to a par score was M. Macateer in the top division who took the honours with 35 points.The second and third tier flights were won by Bryan Rought and Glyn Evans respectively while the near pins went to Daryl Blair, Jens Gunnarson, Arthur Hancock, Chris Voller, Paul Chabot, Jim Lane (2), John Williams, Miss Nut (2) and Jill Stanley.There were no ‘2’s recorded in any of the flights today. Jomtien Golf with the IPGCMonday, Jan. 10, Bangpakong – StablefordDivision 11st Chris Voller 39ptslast_img read more

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first_imgBy ANEEKA SIMONIS TOURISTS may soon be able to catch a heritage Red Rattler carriage from the city to the…[To read the rest of this story Subscribe or Login to the Gazette Access Pass] Thanks for reading the Pakenham Berwick Gazette. Subscribe or Login to read the rest of this content with the Gazette Digital Access Pass subscription.last_img

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first_imgRole of Mobile App Analytics In-App Engagement Tags:#Apple#Apple Pay#Apple payments#Apple Watch#iPhone#iPHone 6#iPhone 6 Plus#Steve Jobs#Tim Cook The Rise and Rise of Mobile Payment Technology Related Posts adriana leecenter_img Why IoT Apps are Eating Device Interfaces What it Takes to Build a Highly Secure FinTech … Apple’s message this week was loud and clear: Forget everything you thought you knew about the iPhone maker or its mobile products.The plan: Reboot the iPhone product line as a beautiful phablet line, give the larger flagship an even bigger premium sibling, introduce Apple’s first-ever smartwatch, and tackle brand-new categories—from health and fitness to mobile payments. You might think the Apple Watch was the highlight of the press conference, given how CEO Tim Cook and his inner circle dedicated more than 40 minutes of its fast-paced two-hour presentation to the wrist device. But that wasn’t the biggest news. This was: The company’s hitting a dead end with smartphones, so it’s clearly branching out everywhere else. Much Ado About iPhone SizesApple iPhone 6 and 6 Plus Cook did a smart thing. He opened the event by harking back to his company’s past, invoking his legendary predecessor’s accomplishments. Even the choice of location was savvy. This year’s iPhone event swept the same venue where deceased co-founder Steve Jobs revealed the first Macintosh computer 30 years ago.It takes a self-assured man to pay homage to a track record that could easily eclipse him. Consider it an effort to prove that he doesn’t feel threatened or intimidated by that storied past. He had reason to feel confident. Before the Tuesday event, Apple stock had hit $98.36, a jump of 38 percent from the year before. .See also: What’s The Difference Between The iPhone 6 and iPhone 6 Plus?Invoking the past may have been a calculated effort to not seem disrespectful, even when the company later up-ended Jobs’ fundamental smartphone stratagem. In 2010, then-CEO Jobs told a roomful of reporters that no one would buy a big iPhone. Having just presented the 3.5-inch iPhone 4 to the world, he criticized competitors’ massive handsets. With successor Cook looking on from the next stool, Jobs took aim at phones so huge that “you can’t get your hand around it.”Now Apple, under Cook, just presented the biggest iPhones the world has ever seen, while also eliminating the last of the 3.5-inch phones Jobs held dear. He seems poised to do the same to the 4-inch models next year, which could make the 4.7- and 5.5-inch screens of the iPhones 6 and 6 Plus the only options. The fervor around big phone sizes should surprise no one. There’s only so much power and so many specs you can stuff into a handset before the law of diminishing returns takes hold of consumer interest. It’s a lesson Samsung is learning, given its lackluster earnings this year. But unlike the South Korean tech company, whose users have long had an embarrassment of phablet riches, monster phones were unexplored territory for Apple. Until now. But it doesn’t solve a pressing problem for the iPhone company, or many other smartphone makers, for that matter: Once you’ve got a terrific device with stellar hardware, where do you go from here? If you’re Cook’s Apple, you loosen the reigns on app developers, so they can make your products shine, and you try to wow people with new services and product categories. Ultimately, you stop making mere smartphones, and you start making smarter phones that act as hubs to everything else in your life. Apple See, Apple Do, Apple WatchOn Tuesday, tech reporters, fashion journalists and an impressive herd of Apple staffers filled the hall for the most significant Apple event in years. This is the company’s Hail Mary play to put itself everywhere in your life that matters. See also: What You Can Do With The Apple WatchThat vision represents a multi-pronged approach intended to push technologies that remain just shy of mainstream popularity into the lives of millions. Apple believes it’s the one to do it by going out on a literal limb. And that limb is your arm. You can call the new Apple Watch a smartwatch, though Cook doesn’t. Perhaps the word is too geeky for its taste—and taste is key. That’s why the CEO, who notably introduced the gadget himself, gave his baby a slew of wardrobe choices covering a standard, sport and luxury edition in a range of metals, watchband styles and colors. Cook really seems to like colors. (See the iPhone 5C.) He took a risk, inviting fashion reporters and renowned style experts to the event. Their reaction? As mixed as the numbingly vast array of Apple Watch options. Alexandra Shulman, editor of British Vogue, told Reuters that “it is immaculate in terms of how function meets design. The issue is really about how much people want to wear something so clearly, essentially an amazing gadget.” But fashion expert Roseanne Morrison said, “It’s not pretty. It’s very future techno as opposed to feminine sexy.” Described as rather masculine by some fashionistas, the Apple Watch’s aesthetics make for a sleek, lovely gadget design. But as a timepiece—objects known for extremely long life and even family heirloom status—the takeaway seems to be “meh.” (Perhaps Apple should have made the watch circular instead.) The $349 price tag—minimum price tag, that is—doesn’t help. For that amount, you could pick up one of the new iPhones instead. Actually, you may have to, if you don’t already own a fairly recent model. Like many of its competitors, the Apple Watch requires pairing with a smartphone from the company.See also: Without GPS, Apple’s “Sport” Watch Is A Non-StarterFor all the Apple Watch’s plethora of sensors and other hardware, a GPS antenna is not among its features. Instead, the device relies on an iPhone for location tracking (which is key for fitness), mapping, as well as other apps.We Want Your WalletApple PayFeatures might be where the message gets muddy. The Watch is not just a watch. It’s a fitness gizmo. A communicator. A pipeline to your phone notifications. And—like the iPhones—it’s also your wallet, capable of paying for things at the store with a physical tap on a terminal. As if convincing the public to embrace a wearable, one with a somewhat confusing identity, isn’t challenging enough, Apple has also decided to galvanize another not-quite-there technology: mobile payments. The company’s Apple Pay plan of attack involves three fronts: Give its gadgets the Near Field Communication (NFC) chips necessary to make pay-by-tap work, get the banks and credit card companies on board to broker the transactions, and rally retail stores behind the plan so people have places to use the newfangled tech.The company has done all of that now, striking deals with American Express, MasterCard and Visa, as well as big-time banks like JPMorgan Chase, Citibank, and others. To start, retailers like Walgreens, CVS, Subway, Toys R’ Us, Macy’s, Panera, McDonalds, Disney and, of course, its own retail stores will soon take Apple Pay, amounting to an Apple-led revolution in mobile payments. Or so the company hopes. There’s no doubt that this is an impressive first step. But there’s more work to do. Many (if not all) of those stores already take NFC payments, making Apple Pay a no-brainer. Convincing other retail giants who haven’t embraced NFC yet will be key, as well as reducing the barrier to entry for small businesses—i.e., the huge landscape of mom-and-pop shops, some of whom will dread intimidating technology or unproven point-of-sale systems. This needs to happen before anyone can proclaim mobile payments to be a thing. In the weeks and months ahead, as more details about the company’s plans emerge, we’ll hopefully see more of what the Apple Pay game plan is. Some say that if anyone can succeed at mobile payments, it’s Apple—the originator of the modern concept of the smartphone, as well as the billion-dollar App Store. If anyone has a chance to make wireless payments a Thing, it’s Apple. It’s persuading stores AND online companies to accept ApplePay.— David Pogue (@Pogue) September 9, 2014Others seem less impressed about the company’s prospects.Oh, And “One More Thing …” Apple’s strong pre-announcement stock price hit a lot of turbulence during the event—which is not entirely unexpected, given all the newness that abounded. But since then, says CNBC, the stock has been downgraded in the face of iPhone 6 and Apple Watch concerns.It’s an indication that the business world isn’t as confident as Cook about all those new devices. According to CNBC, a Pacific Crest note to investors said: We continue to believe Apple’s strong customer loyalty will protect margins and cash flow, limiting downside in the shares. However, unless Apple Watch proves to be a surprisingly large mass-market hit, we believe multiple contraction will offset earnings growth over the next year and prevent significant stock appreciation.They are, frankly, missing the point. Because Tim Cook didn’t just release a bunch of doohickeys, hoping to garner consumer electronics sales. With Tuesday’s event and previous announcements, he’s paving the way for an army of gadgets, software updates and services that hit upon—and, let’s not forget, monetize—almost every facet of modern life.See also: The Purple Scarf That Ate Tim Cook’s Apple Watch LaunchIt’s a brash push into both your hands, as well as your wallet, wrist, home, health, fitness and car, and this plan is fraught with challenges. But the inner circle of executives, headed by Tim Cook, has the resolve, the leadership and the cash flow to try. That doesn’t mean they’ll succeed. But, like their enormous smartphones, the ambition on display is humongous and spectacular, possibly even ridiculous. In that way, Cook’s outsized vision may even trump the glorified ego of Steve Jobs. Because he just gave us a day to mark in the calendar. This is the moment that the iPhone maker leapt out of the pocket. And there may be no going back.Screenshots by Stephanie Chan for ReadWritelast_img read more

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first_imgAbout the authorChris BeattieShare the loveHave your say Arsenal hero Petit: PSG beating Man Utd will be formalityby Chris Beattie10 months agoSend to a friendShare the loveArsenal hero Manu Petit can’t see Manchester United getting past PSG in the Champions League round of 16.Brazil star Neymar, Uruguay hitman Edinson Cavani and French wonderkid Kylian Mbappe all await United.Petit said: “For me, it should be a formality.“PSG are better — both individually and collectively.“United are having serious difficulties in the Premier League.“You can feel that it’s not a happy squad — and I don’t think things will change in two months.“There are arguments between certain leaders and we all saw Mourinho passed up on Paul Pogba against Liverpool.“Everything that is happening at United, on and off the pitch, is all good for PSG.” last_img read more

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first_imgArsenal hero Merson says David Luiz should be captainby Paul Vegasa month agoSend to a friendShare the loveArsenal hero Paul Merson says David Luiz should be made club captain.Currently without a permanent club captain, midfielder Graint Xhaka has been wearing the armband so far. Speaking on Sky Sports’ The Debate, Merson said: “David Luiz has got to be captain, he’s a serial winner. “People have a go at him because one week he’ll be a 2/10 and the next a 9/10, but he’s going to play every week.”Manager Unai Emery intends to a name his captain, or captains, after the Gunners’ Carabao Cup third-round tie against Nottingham Forest on Tuesday. About the authorPaul VegasShare the loveHave your saylast_img read more

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first_imgEl Hadji Diouf: Bottlers Liverpool will blow title againby Paul Vegasa month agoSend to a friendShare the loveFormer Liverpool forward El Hadji Diouf has wrote off his old club’s title chances.The Senegalese has taken aim at the Merseyside outfit by claiming they bottled last year’s Premier League title race.“I don’t see them doing as well as they did last season,” he told FourFourTwo.”They had the chance to win the league title; they had it in their hands and then let it slip. “They were seven points ahead around Christmas – how Manchester City got it in the end beats my mind. As they say in England, I think they bottled it.“If you have only one defeat in a whole season, surely you can’t say that you didn’t win the league – so it’s hard for me to imagine them having such a similar season and coming out as champions. “Manchester City will be the team to beat once again.” About the authorPaul VegasShare the loveHave your saylast_img read more

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first_imgNEW YORK — Even the most balanced investors have gotten knocked on their heels this year.Typically, spreading one’s bets across several different types of investments has helped deliver steadier returns. When U.S. stocks slide, say, bonds and gold can hopefully help offset the losses. Or maybe stocks abroad will hold up better than their U.S. counterparts.Not so this year. U.S. stocks have endured some breathtaking drops the last several weeks, slicing the S&P 500’s year-to-date return to 2.2 per cent after including dividends. But markets in Germany, South Korea, Hong Kong and elsewhere are solidly in the red year to date.Even worse for investors who carefully built up balanced portfolios to protect themselves from potential downturns: The investments that are supposed to offer safer returns have also struggled at the same time.It’s a rude reminder that one of the bedrock tenets of investing — don’t keep too much of your portfolio concentrated in any one thing — doesn’t guarantee success by itself. But it’s also important to remember that this year’s struggles have been a relative anomaly.If conditions hold, this may be only the seventh time in the last 46 years that investors would have lost money if they had divvied up their portfolio equally among seven investment groups, including stocks, bonds and commodities, according to the Leuthold Group.Since 1973, investors would have gotten a 10.2 per cent annualized return if they had a portfolio that split evenly each year across commodities, large U.S. stocks, small U.S. stocks, real-estate investment trusts, 10-year Treasurys, gold and foreign developed-market stocks. That’s nearly as big a return as the S&P 500 itself, at 10.4 per cent, with significantly less volatility.“Given this strategy’s required skill (none) and trading frequency (minimal), the results border on the remarkable,” Leuthold’s chief investment officer Doug Ramsey wrote in a recent report.That’s what makes this year’s widespread pain so much more painful.Stocks around the world have struggled amid worries about slowing economic growth, the threat of the global trade war and the impact of higher U.S. interest rates. Emerging-market stocks in particular have struggled, and stocks in Shanghai have sunk 24.3 per cent in 2018.Bonds, meanwhile, have been hit by rising interest rates. When rates climb, it makes the smaller interest payments paid by older bonds less attractive, and their prices correspondingly drop. The largest U.S. bond mutual fund, Vanguard’s Total Bond Market index fund, has lost 2.4 per cent this year. If it continues to drop, the fund could surpass its 2.7 per cent loss in 1994 for its worst performance since it began trading in 1986.When markets around the world are suddenly shaky, investors often turn to gold for safety. But that, too, has struggled this year, and the GLD exchange-traded fund is down 7.3 per cent in 2018. Gold often trades in the opposite direction of the U.S. dollar, and the dollar’s value has climbed against rivals as a result of higher U.S. interest rates.Given that rising interest rates have contributed to struggles for all kinds of investments this year, it’s tempting to think that the value of diversification will stay diluted as rates rise further. But even during the 1970s and early 1980s, when interest rates were rising, balanced portfolios were still able to deliver mostly positive returns.Stan Choe, The Associated Presslast_img read more

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first_imgFORT ST. JOHN, B.C. – The amount of outstanding property taxes in Fort St. John has dropped slightly compared to last year, though the City is still owed over $7.7 million.According to the City’s Finance Director Shirley Collington, the City was due to collect $50.6 million from the 9,323 tax notices that were mailed out in May.At the July 3rd deadline, the City had received 84.7 percent of the taxes owing, leaving $7,731,337.79 still owing. Collington said that the unpaid taxes don’t have a negative financial impact at this time, with the current outstanding taxes having been issued a 10 percent penalty.Any taxes still outstanding after January 1st, 2019 are charged daily compound interest.Collington said that while the $7.7 million in outstanding taxes is lower than last year’s nearly $8.7 million, it is far higher than the amount in 2015 when just under $5 million in property taxes weren’t paid by the City’s deadline.last_img read more

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